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Terms of Use

Last Updated: April 18, 2025

1. Acceptance of Terms

By accessing and using this website (the "Site") and our financial services, you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use the Site or services.

2. Use License

Permission is granted to temporarily access and use the materials on this Site for personal, non-commercial purposes. This license is not a transfer of title. Under this license, you may not:

  • Modify or copy materials;
  • Use materials for commercial purposes or public display;
  • Attempt to decompile or reverse engineer any software on the Site;
  • Remove any copyright or proprietary notices;
  • Transfer or “mirror” materials on any other server.

This license terminates automatically if you violate any restrictions and may be terminated by us at any time. Upon termination, you must destroy any downloaded materials in your possession.

3. Loan Terms and Disclaimer

Our financial solutions provide loans from $100 to $5,000 with repayment terms from 3 to 24 months and an Annual Percentage Rate (APR) ranging from 6.99% to 35.99%. Loans are provided through our platform or, when applicable, via third-party lenders. Not all applications are approved, and approval, loan amounts, and terms depend on applicant qualifications. Please review our Rates & Terms for full details.

All loans are processed online. While we strive for timely funding, some applications may require additional verification before funds are disbursed.

4. Disclaimer of Warranties

The materials and services on this Site are provided "as is." We make no warranties, expressed or implied, including fitness for a particular purpose, merchantability, or non-infringement. We do not guarantee accuracy, reliability, or results from the use of our services.

5. Limitations of Liability

Centurion Finance is not liable for any damages arising from use or inability to use this Site or services, including loss of data or profit, even if we were advised of the possibility of such damages.

6. Accuracy of Materials

Information on this Site may contain errors or be outdated. We may update content at any time without notice but do not commit to doing so.

7. Links

This Site may include links to third-party websites. We are not responsible for their content and inclusion does not imply endorsement. Use linked sites at your own risk.

8. Prohibited Uses

  • Use the Site for unlawful purposes, to violate laws, or infringe on intellectual property;
  • Submit false or misleading information;
  • Distribute viruses or malicious code;
  • Harvest personal data of others;
  • Interfere with Site security or functionality;
  • Engage in harassment, discrimination, or any obscene or immoral activity.

9. Intellectual Property Rights

The Site and its content remain the property of Centurion Finance and its licensors. Trademarks and trade dress may not be used without prior written consent.

10. Termination

We may terminate or suspend your access to the Site at any time for any reason, including violation of these Terms.

11. Indemnification

You agree to defend, indemnify, and hold harmless Centurion Finance and its affiliates from any claims, liabilities, losses, or expenses arising from your use of the Site or services.

12. Governing Law

These Terms are governed by applicable law without regard to conflict of law principles.

13. Changes to Terms

We reserve the right to modify or replace these Terms at our discretion. Material changes will be communicated in advance when possible.

14. Contact Information

Centurion Finance, Inc.
Address: 700 Automall Dr Roseville, CA 95661-3024
Email: support@vadlimitedfin.com
Phone: (916) 251-4500

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