Understanding Our Rates and Terms

At Centurion Finance, we believe in complete transparency. We offer flexible financial solutions designed to meet your unique needs with competitive rates and clear, straightforward terms.

Our Loan Products

We offer loans from $100 to $5,000 with repayment terms from 3 to 24 months and an Annual Percentage Rate (APR) ranging from 6.99% to 35.99%. We may also connect you with third-party lenders when applicable.

Your specific rate and terms will depend on several factors including your creditworthiness, income, loan amount requested, and state regulations. We work hard to provide you with the most competitive rate possible based on your individual financial profile.

Flexible Loan Amounts

Whether you need a small amount to cover an unexpected expense or a larger sum for a major purchase, we've got you covered. Our loan amounts range from as little as $100 for minor emergencies up to $5,000 for more significant financial needs. This flexibility ensures you can borrow exactly what you need without taking on unnecessary debt.

Convenient Repayment Terms

We understand that everyone's financial situation is different, which is why we offer repayment terms ranging from 3 to 24 months. Shorter terms mean you'll pay less interest overall, while longer terms provide lower monthly payments that may better fit your budget. Our team will work with you to find the repayment schedule that best suits your financial circumstances.

Competitive Interest Rates

Our Annual Percentage Rates (APR) range from 6.99% to 35.99%, making our loans accessible to a wide range of borrowers. The APR you receive will be based on your credit profile, income, and other factors. We're committed to offering fair and competitive rates that reflect your ability to repay while providing you with the funds you need.

Important Information

How We Determine Your Rate

When you apply for a loan with Centurion Finance, we consider multiple factors to determine your interest rate and loan terms. These include your credit history, income level, employment status, existing financial obligations, and the loan amount and term you're requesting. By taking a comprehensive view of your financial situation, we can offer rates that are both fair and appropriate for your circumstances.

No Hidden Fees

Transparency is at the core of our business philosophy. All fees and charges associated with your loan will be clearly disclosed before you sign any agreement. There are no hidden fees or surprise charges – what you see is what you get. We believe in building trust through honest, straightforward communication about all aspects of your loan.

Third-Party Lender Connections

In some cases, we may connect you with trusted third-party lenders who can better meet your specific needs. These partners share our commitment to responsible lending and transparent practices. If we connect you with a third-party lender, they will provide you with their specific rates and terms, which may differ from what we directly offer.

Early Repayment Options

We believe in rewarding responsible borrowers. That's why we offer the option to repay your loan early without any prepayment penalties. If you find yourself in a position to pay off your loan ahead of schedule, you can do so and save on interest charges. This flexibility puts you in control of your financial future.